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Effectively managing your credit involves taking personal responsibility for the items reporting on your credit report.
Check your credit report often; thanks to new laws, every consumer is entitled to a free annual credit report from each of the three credit reporting agencies. You should check for accuracy on all the items being reported on your credit report. If you find an error, dispute the item with each credit reporting agency and with the creditor reporting the incorrect information.
Knowledge of information contained in your personal credit report will allow you to take control of your credit. |
